Determinants Of Intention To Use The Crowdfunding Platform In Paying Zakat, Infak And Shadaqah (Zis) Unified Theory Of Acceptance And Use Of Technology 3 (Utaut3)

Abstract

Abstract: The development of the digital industry continues to grow rapidly, and the crowdfunding platform as an alternative way of making zakat, infaq, and alms (ZIS) payments is a bridge of goodness and a means of mutual cooperation for the people of Indonesia. This study aims to identify the determinants of intention to use a crowdfunding platform to pay zakat, infaq, and alms (ZIS) in Indonesia. Using the theory of Unified Theory of Acceptance and Use of Technology 3 (UTAUT3), There are 8 dependent variables: performance expectation (PE), Effort expectation (EE), Social Influence (SI), Facilitating Condition (FC), Hedonic Motivation (HM), Price Value (PV), Habit (H), Personal Innovativeness (PI), and 2 independent variables: behavioral intention (BI) and Use Behavior (UB). Data analysis was performed using a structural equation model, partial least squares (SEM-PLS). The data used is quantitative primary data. Data were obtained from 265 respondents by distributing questionnaires using a Likert scale with five answer choices. The data were analyzed with the help of the SmartPLS 3 application. There were two relationships tested, namely the measurement relationship and the structural relationship. The results of the analysis show that six hypotheses have an effect, and six hypotheses have an effect on the intention to use the crowdfunding platform to pay zakat, infak, and shadaqah (ZIS).